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Smart Moves for Year's End

Many recent changes to the tax laws are set to expire at the end of 2021, so now is your chance to take advantage of them. Also: Five simple estate planning moves you can make before the end of the year that can help secure your legacy.

Calendar Icon Planning Calendar

October 1

First date to file the Free Application for Federal Student Aid (FAFSA) for the 2022–2023 school year.

Deadline for self‐employed persons or small employers to establish a SIMPLE IRA for 2021.


October 15 – December 7

Annual Election Period for making changes to Medicare or Medicare Advantage coverage.


October 15

Final extended due date for filing 2020 income tax returns.
Last day to recharacterize a Roth IRA contribution.


November

It's Giving Month! Direct donations of cash, material goods or investments can all make a difference in people's lives as well as your 2021 tax liability.


November 30

Last day to buy a security and recognize a loss on the sale of a substantially identical security by the end of the year (sale must occur on December 31).


December 31

Deadline for taking required minimum distributions from retirement plans for 2021 (extended to April 1, 2022, if 2021 is your first year to take RMDs).

Last day to convert a traditional, SEP and SIMPLE IRA to a Roth IRA. Any converted amount is included in the IRA owner's taxable income in the year of conversion.


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Letter from Mike

Baird is proud to support education with our "Kids Win!" grants.

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Get Your Estate Plans in Order

Five simple ways you can help protect your legacy this year.

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It Takes Two To Keep Your Information Safe

The new steps Baird has been taking to safeguard your data – and what you can do as well.

Close-up of an American Dollar banknote and Chinese Yuan banknote

China in the Balance

What U.S. policy toward our fast-growing economic competitor might mean for the American investor.

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Doing Well by Doing Good

Building the next generation of Financial Advisors.